A team of credit analysts at your service

Financial Advisor

Chantal Berthelette

Chantal Berthelette Credit Analyst

Determination and perseverance are qualities that perfectly define Chantal. She will get you the best rate on the market!

Chantal Pelletier

Chantal Pelletier Credit Analyst

With her 20 years’ expertise in car financing, she’s worked in several dealers across Canada.

Annabelle Barrette

Annabelle Barrette Credit Analyst

Having started in the field of recreational vehicles and motorcycles, Annabelle is in the car industry for over 5 years.

Lyse Robillard

Lyse Robillard Credit Analyst

Lyse is one of our latest recruits. Her 26 years’ experience makes her an asset to our team and our customers!

Mélanie Bastien

Mélanie Bastien Credit Analyst

Dynamic and passionate about her work, Melanie loves above all helping customers find the best solution to their financing problems.

Mélanie L'Heureux

Mélanie L'Heureux Credit Analyst

Mélanie has a strong experience of over 15 years in auto financing and rebuilding credit.

Cynthia Larocque

Cynthia Larocque Credit Analyst

Cynthia is passionate about her work. Always closely listening to her clients, she wants to help them no matter their situation.

Your chances of being Approved

Depending on your choices, here are your chances of being approved at second chance credit.

Why submit your application?

What are our unique benefits?

$0 down Payment

In most cases, no cash deposit will be needed.

Bank Financing

We deal with major financial institutions.

Newer Vehicles

We have an inventory of over 200 new vehicles.

3 years Warranty

All vehicles feature a full 3-year warranty.

99% Approval Rate

Your application will be approved in 99% of cases, no matter your situation.

Experts at your Service

You fully have access to our team.

Rebuilding Credit

For over 20 years, we are THE rebuilding credit experts.

Confidential Services

Your application process is confidential.


You can contact us anytime.

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Here is a series of clients’ testimonials. All these people had, at some point or another, difficulties getting car financing. Because of us they were able to get a car loan at the best rate and conditions.


250 pre-owned vehicles in inventory (all inspected and guaranteed 3 years)

Here is an example of the pre-owned vehicles in our inventory!

Mazda 3
Honda Civic
Toyota Yaris
Ford Escape
Toyota Yaris
Hyundai Tucson


You can contact us at any time using the form below or by calling us at the following toll free number :  1 877-532-3167

Pret Autos
9390 Pie IX Montreal, QC H1Z 4E9 - Canada
1 877-532-3167514-353-8566

Contact Services Financiers CSM

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